Currently Accepting Self-Pay or Limited Insurances
- I currently am able to accept BCBS, Aetna, Cigna, United Healthcare, Oxford or Optum plans in NJ, DE or MD. I am also able to accept Delaware Medicaid/Highmark.
Current Fees
My sessions are billed at $175 per 50 minute session.
Initial Intake sessions are billed at $225 for 60 minutes.
Payment
Payment is due at the time of service. Your credit card will be kept on file and charged after each session. Please be sure to keep your information up to date. Credit card information and authorization forms will be sent to you in your client portal prior to your first session.
Reimbursement
Even out of network, there is a possibility your insurance will reimburse you for a portion of your payment. Please check with your carrier and inquire if they will cover out of network visits for mental health. If so, I can gladly provide you with a “super-bill” which will allow you to submit for reimbursement. Please note: coverage will vary, reimbursement rates will vary, and you may need referral from you primary care physician. It is your responsibility to contact your insurance and determine if they will reimburse your sessions. Some questions you might want to ask are:
- Do I have mental health insurance benefits?
- What is my deductible and has it been met?
- How many sessions per year does my health insurance cover?
- What is the coverage amount per therapy session?
- Do I need a referral from my primary care physician?
IMPORTANT: It is important to remember that IF you request reimbursement from your insurance, they may request access to your notes in order to approve the payment. Please inform me in your first session if you plan to request reimbursement.
Good Faith Estimate
You have the right to receive a “Good Faith Estimate” explaining how much your medical care will cost.
Under the law, health care providers need to give patients who don’t have insurance or who are not using insurance an estimate of the bill for medical items and services.
- You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency items or services. This includes related costs like medical tests, prescription drugs, equipment, and hospital fees.
- Make sure your health care provider gives you a Good Faith Estimate in writing at least 1 business day before your medical service or item. You can also ask your health care provider, and any other provider you choose, for a Good Faith Estimate before you schedule an item or service.
- If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill.
- Make sure to save a copy or picture of your Good Faith Estimate. For questions or more information about your right to a Good Faith Estimate, visit www.cms.gov/nosurprises or call 800-985-3059.
